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Pamoja ChamaPlan. Save. Grow.
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From registration to accountability

Set up your chama in four clear stages.

The platform keeps onboarding simple while preserving separate group rules, permissions and financial histories.

1

Create a member account

Register with your name, email, mobile number, national ID number and secure password. One account can later participate in several chamas.

2

Create or join a chama

A founding official creates the group and receives a private join code. Existing members use that code to request or obtain membership.

3

Configure group operations

Officials establish contributions, rotation order, loan rules, authorised roles, meetings and approval requirements.

4

Operate with traceable records

Record contributions and savings, manage decisions, review reports and respond to reminders and exceptions from a shared source of truth.

Ready to organise your group?

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